APB

Terms of Service

American Private Banker

1. Acceptance of Terms

By accessing or using any services provided by American Private Banker ("Company," "we," "us," or "our"), you agree to be bound by these Terms of Service and our Privacy Policy.

If you do not agree, you must not use our services.

2. Services Provided

American Private Banker provides:

  • Educational content
  • Private consulting
  • Strategy sessions
  • Digital resources and guides
  • Marketing and communication systems

All services are provided "as is" and may change at any time.

3. No Financial or Legal Advice

All content is for educational and informational purposes only.

We do not provide:

  • Legal advice
  • Financial advice
  • Tax advice

You are responsible for your own decisions and actions.

4. No Guarantee of Results

We do not guarantee:

  • Financial outcomes
  • Business results
  • Credit or legal outcomes

Results depend on individual circumstances and implementation.

5. Payment Terms

  • All sales are final unless otherwise stated
  • Payment plans must be completed in full
  • Failure to pay may result in service suspension

You agree not to initiate chargebacks for services rendered.

6. Digital Products and Services

All digital products, courses, and services are:

  • Non-refundable
  • Considered delivered once access is provided

7. Communication Consent

By submitting your information, you consent to receive communications, including:

  • Calls
  • SMS messages
  • Emails

These may be automated, pre-recorded, or AI-generated.

You may opt out at any time.

8. Intellectual Property

All materials provided by American Private Banker are owned by the Company and protected by law.

You may not:

  • Copy
  • Reproduce
  • Distribute
  • Resell

Any content without permission.

9. User Conduct

You agree not to:

  • Misuse services
  • Violate laws
  • Disrupt systems
  • Use content for unauthorized purposes

10. Third-Party Services

We may use third-party tools and platforms. We are not responsible for:

  • Platform failures
  • Service interruptions
  • External issues

11. Limitation of Liability

To the maximum extent permitted by law, American Private Banker is not liable for:

  • Loss of profits
  • Business interruption
  • Indirect damages

All use is at your own risk.

12. Indemnification

You agree to indemnify and hold harmless the Company from any claims arising from:

  • Your use of services
  • Your actions or decisions

13. Termination

We reserve the right to suspend or terminate access at any time.

No refunds will be issued upon termination.

14. Modifications

We may update these Terms at any time. Continued use constitutes acceptance.

15. Governing Law

These Terms are governed by applicable United States laws. Disputes may be resolved through arbitration.

16. Contact Information

American Private Banker

2 Portland Square, Portland, ME 04101

Email: admin@americanprivatebanker.com

Phone: (207) 387-7799